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In Episode 217 of Class Dismissed, we talk with Sam Royer, the architect of the HELPER Act, a bipartisan bill with broad support in the U.S. House, with a companion bill recently introduced on the other end of Capitol Hill by Sen. Marco Rubio (R-FL) & Sen. Jon Ossoff (D-GA).

The legislation would eliminate a down payment requirement and provide 100% up-front financing for teachers, police officers, firefighters, EMTs & other frontline heroes while also eliminating a monthly mortgage insurance premium (MIP) requirement typically required under other FHA programs.

“Teachers have been on the frontlines of the pandemic in Covid-filled classrooms, get minuscule raises, and can’t save enough to afford today’s soaring home prices and all-cash bidding wars,” says Sam Royer, founder of Heroes First Home Loans. “We need a new law that provides these heroes with the same benefits I and countless others have received under the G.I. bill. If everyday teachers can no longer afford to buy a home it’s very possible we could see an outflow of talent from the profession”


The HELPER Act, which is short for Homes for Every Local Protector, Educator, and Responder Act is a grassroots effort and will likely stand a better chance of passage if constituents contact their representatives and senators. 

To learn more about the HELPER ACT, listen to Episode 217 of Class Dismissed. You can find episodes of the Class Dismissed Podcast on iTunes or your favorite podcasting app.

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